AZ Asks: Tamela Duncan about Isolation During Divorce

 

Tamela Duncan, LCSW is a practicing psychotherapists specializing in individual, relational and marriage therapy. She received her Bachelor’s degree from University of North Carolina at Greensboro and received her Master’s in Social Work from Florida State University. Prior to beginning private practice she worked for years as a counselor/social worker in the Public Mental Health Sector.

She is a licensed clinical therapist, is certified in Regression therapy and has extensive training in spirituality, life coaching, Post Traumatic Stress Disorder and mood disorders. For over a decade, she has taught at UNCG’s Call Program. Tamela continues to provide workshops and classes open to the public.

She is also a talented musician/writer and created “Family Secrets.” This CD is used as a therapeutic composition for healing. Tamela’s focus is on enhancing the quality of life of individuals, groups and communities by helping them reach their full potential. For more information contact her at tduncan10@triad.rr.com or (336) 275-7585.

AZ Asks: Why do so many women feel a need to be isolated during separation and divorce?

Even though statistics indicate that 52-64% of marriages end in divorce, women often think about themselves or their life as a failure. There is also social and religious taboos associated with divorce, so many will isolate themselves to keep from dealing with the emotional impact. Woman often do not get the support they need because they are frightened about telling “their” story. We need others to help us transition through this time, but simply choose wisely. There are people who are willing to give encouragement and positive support, and that is what you want and need during this time.

AZ Asks: Why do some women prefer isolation during divorce?

There are several reasons people prefer isolation during this time, some are healthy some are not. Women typically fear rejection and are battling with low self-esteem issues. It is difficult to “face the world alone” as many have told me. They also report feeling “like a third wheel” or that others won’t understand. Some isolation is necessary for the healing process to occur. Time alone can be utilized to reflect, to grow understanding about your circumstances and your part in it, and also to read and gain a higher sense of self-awareness. It is important to have alone time and companioned time. As with anything in life, balance is the key.

AZ Asks: How do you know when isolation has moved from alone time to depression?

Too much alone time often can and does lead to depression with most everyone. It is important for women who are going through divorce to feel loved and supported, and you cannot get that if you are continually isolated. If your alone time is spent laying around with low energy, negative self-talk, or feeling like a victim—you are probably moving into depression. We can and should give love to ourselves by having positive or reflective alone time. However, we also need time with others to laugh, to share, to dream and to begin looking at life as hopeful and joyous. Support helps us get back into the world as productive people and lets us see that life goes on after divorce. If you feel yourself getting depressed, seek counseling from a licensed therapist who will help you move through your divorce and get on with your life. Happiness is so important when going through any life transition. We have the power to create the life we desire even during the divorce process.

We create our reality, so make sure it is one filled with happiness Tamela Duncan

 Answers from AZ

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Tamela Duncan is not affiliated with LPL Financial

 

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Questions from AZ: What’s inside your purse?

Did you ever wonder where the purse originated from? The purse began as a symbol more than as a fashion accessory. In the 15th century grooms gave their brides wedding purses that were elaborately embroidered with love stories and filled with coins. The purse symbol ized the womb and the hopes that the bride would bear children in the future. So, as far back as we can tell the purse has
been associated with femininity and womanhood.

Over the years the purse has evolved. We now think of it as a must have for carrying our necessary Items — a fashionable accessory — and a sign of our independence.

Purses are now made in many styles, sizes, colors and with certain functions in mind.

While no woman is truly defined by her purse, a peek inside can give you a glimpse of her life.

What’s in your purse?

Questions from AZ

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I is for Isolation During Divorce.

Many women often find themselves feeling isolated from their friends and family while going through a separation and divorce. It is not uncommon to find that you have only half the friends you thought you had because people feel they need to take sides. Unfortunately this isn’t fair, but it is a reality. Another strange reality is the belief that divorce is contagious. According to Psychology Today when close friends marriages break-up, the odds of a marital split from others within the close circles increase by 75%.

So don’t take it personally, instead look at the bright side. Solitude in small doses can be healthy. It may help you reflect upon your current situation and connect with your inner self. This in turn can enable you to recharge and find your ultimate purpose.

Isolation on the other hand can lead to loneliness and depression. If I have learned anything from life it is that people need people. We are not put on this planet to be completely independent. We need strong emotional support systems that will allow us to thrive in our quest for emotional and physical well being.

There are things you can do to help you through this difficult time if you do not have many close friends or family. Take a class for personal growth, try yoga or an exercise class or volunteer in your community. Experiment with new activities that you enjoy and allow you to be open to meeting new people and making new friends.

Making a conscious effort to build new friendships can be emotional first-aid for this period of transition and these new friendships may add great benefits to your new life.

Also, if you aren’t already in counseling, consider finding a therapist now. A neutral party can guide you in your efforts to build a strong healthy support system. It can also provide a safe environment for you to explore all your options and help to make your life more manageable.

Remember, you can’t take care of anyone else in your life unless you take care of yourself first.

Answers from AZ

 

 

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Questions from AZ – What’s Inside your Purse?

What’s in your purse? Do you have fears of becoming a bag lady? If you answered yes, you are not alone. According to a recent Survey by the Harris Group, 46% of the women who were surveyed said that they worried about losing all of their money and literally becoming a bag lady. 54 percent of women surveyed also said they were always “struggling to make ends meet ” and that they were “hoping that Prince Charming will make everything OK.”

No matter what financial level women are at, they do fear losing everything and ending up on the streets. Having a high yearly income apparently does not even elevate this fear.
Among women with incomes over $100,000, 48 percent still imagined themselves digging through the garbage, or whatever else bag ladies do.

According to the same survey, what women really want is financial security and rated it 15 to 20 times more important than money-related status or respect.

Since you don’t want to hang your financial hat on Prince Charming making everything OK, which bag are you working towards carrying in the future?

Questions from AZ

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Women in Philanthropy Luncheon May 22nd

Women In PhilanthropyChicks Chat and Change is sponsoring the upcoming Women In Philanthropy luncheon. Together United Way of Greater Greensboro’s Women’s Leadership and Tocqueville Women’s Leadership groups represent Women in Philanthropy: women united, with one voice, to promote community resources that advance family issues.

This year, Women in Philanthropy is excited to announce Karen Walrond, writer and photographer, as the keynote speaker. Please join us for a lunch you will not want to miss!

When: May 22 from 11:30 am- 1:30pm
Where: Greensboro Marriott Downtown

Tickets are $35 (including lunch entrée) and are available to purchase

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H is for Holistic Finances.

 

“For the part can never be well unless the whole is well.” — Plato

 

Holistic Health is an ancient approach to life. This method incorporates the well being of the whole person and emphasized the connection of the mind, body and spirit.

To reach true holistic health—you need to include your family, home, environment and your finances. The goal is to achieve maximum well-being, where the whole you is functioning at the highest level possible.

Finding a financial advisor that can help with a financial plan that takes your core values and highest aspirations into consideration isn’t always easy. My approach is to gather information in order to gain insight into your personal desires and then begin to create a Holistic Financial Plan that suits your individual needs.

I am committed to making a difference for the Whole You. These financial decisions will reflect your values, your family, your comfort level, your life goals and your desire for a sound financial future. I will provide responsible investment advice by helping you find the most appropriate financial plan to suit YOUR needs throughout YOUR life.

Financial Health is only one aspect of holistic health but truly a large component. You can build all types of wealth in your life – the wealth of love ones, the wealth of health, and the wealth of integrity in your life. For all your Holistic Financial Health needs, please don’t hesitate to call me.

Answers from AZ

 

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What’s inside Your Purse?

The stories I am hearing are wonderful and right on target for our
financial discussions and I will be sharing them with you in upcoming videos.

Here’s today’s story. Early on in her marriage a young newlywed decided that she would be diligent about using coupons for everything and she always would take the savings and put it aside for emergency purposes or perhaps their retirement dream home in Maine.

Her husband knew she had been doing this, but never paid much any attention to it. She handled the the money and taxes, etc. in their household. She never made a big deal out of it because she was afraid that the temptation to take a little bit here and a little bit there would end up defeating her goal. She never left home without her coupon organizer in her purse and used them for everything. Her friends always teased her about this.

Well, 25 years later and 3 years out from retirement, her husband lost his position with a company he had been with for well over 20 years. He was devastated not only for the loss of his job but that their
plans to retire to Maine would not become a reality in the near future. They had worked hard and put two kids through college and law school. They had their retirement’s plans in order but the economy
had played havoc with the value over the few years.

Well, last week she surprised her husband with what he always called her little coupon account…$478,000! She had stuck to her savings plan, invested well and let it grow.

So, any money generating items in your purse?

Questions from AZ

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G is for Getting a Tax Refund.

 

Are you anxiously awaiting your tax refund? Does this refund create visions of a new spring wardrobe, a luxurious vacation or perhaps a room filled with new furniture and accessories?

 

 

Yes, by now we all should know that it’s better to keep as much of your money as long as possible and that overpaying and getting a refund isn’t really financially optimal.

But wait! You say saving during the year is impossible and your tax refund is the only sure way to make this happen. May I remind you why you are receiving this refund? Income tax refunds are due to overpayment on your part to the government. This means the government was given an interest-free loan by you, the taxpayer. Are you financially in a position to give an interest-free loan to our government?

Doesn’t it make more sense to keep it, save it and invest it during the year on your own? Having the motivation and determination to save must come from within you. You can do this!

See your future expectations and plan for the security and peace that you desire later in life. This mantra will help you reach your goal of financial freedom in your future.

So this year when you receive your refund — consider investing it especially in a tax-advantaged vehicle that will allow your earnings to grow tax-deferred. Saving might not be as much fun as shopping, but if you add up all of your spent tax returns — just imagine how much money you would have saved and invested by now?

“Please see your professional tax advisor regarding your specific situation.”

Answers from AZ.

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AZ Asks Ida Independent: What’s in your purse?

 

 

AZ Asks:  It has almost been two years since the last time we spoke. At that point, you whole life had been turned upside down and you were going through a divorce. So tell me, what’s in your purse that reflects where you are in life right now?

 

 

Ida:  Here let me show you. This is my parking pass for my job. During the first year of my divorce, I went back to school and finished my degree. I now have a wonderful position at a bank that I love and I am very good at. Even though I am working very hard, the fact that I am in control of my own finances and budget has made feel much more in control of my life.

 AZ Asks:  What else do you have in your purse?

Well, here are the keys to my car. It may not be a luxurious foreign car, but it is new, safe and dependable and I can personally afford it which is very important to me. It has given me back my independence.  I used to take a lot of things for granted, but during my divorce I actually lost my car because my husband stopped making the car payments. I promised myself that I would never be in that position again. Now I am able to drive the girls to school every day before I head off to work and take them to all of their activities and I have done it all on my own.

 AZ Asks:  What are you the proudest of in your purse?

That question is very simple to answer…here are pictures of my two daughters! As tough as I had it, they had it even worse. They also had to start over. They lost their father when he became so overwhelmed with our financial situation and just walked away. They then had to leave the only home that they ever knew and move into a condo… not to mention leaving their friends and a lifestyle behind.

I have to say that they got through it all with style and grace! They are growing into wonderful and independent young ladies and I feel that I have helped them become this way. They understand that you have to work for what you have and live within your budget. They are happy and well adjusted and now love their new home. They know I work hard to provide them with a safe and happy environment.

What really makes smile is how truly proud of me they are!

 

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Questions from AZ: What’s Inside your Purse?

Is your purse a trash container?
What’s in your purse does say a lot about who you are and how you handle your life and finances. If you are not conscious of it, your purse can become a trash container. When our purses are a mess and we can’t find anything, we feel lost and not surprisingly our bank
accounts can often reflect that frantic and scattered feeling.

Try to resist the temptation to throw things like gum or food wrappers, scraps of paper or used tissues into your purse. What does it say about your view of money when you carry trash in the same place as your money? Trash should always go in a trashcan and never into your purse. Give your hard earned money the respect it deserves.

Get a wallet that helps you stay organized. Arranged your money neatly not rolled up into a wad. You should be able to easily access your credit cards. Have only as many credit cards as you absolutely need. Too many cards can become a financial problem not to
mention a credit score nightmare. If you can, avoid individual store credit cards just for the simple reason it will make it easier to keep clutter to a minimum.

So, what’s in your purse?

Questions from AZ

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