About Ann Zuraw

Ann Zuraw, the voice behind "Chicks, Chat and Change", is a Certified Financial Planner (CFP®), Chartered Financial Analyst (CFA®), and Certified Divorce Financial Analyst (CDFA™). If you have comments on this post contact Ann Zuraw

Author Archive | Ann Zuraw

More Ways to teach your kids about money

1)  Take the youngsters with you to a credit union (or a bank) when you open their savings accounts. I still remember how old I felt when I went to North Carolina National Bank to deposit my birthday money.   Beginning the regular savings habit early is one of the keys to savings success. 2) Don’t […]

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Christmas holiday stress - stressed shopping gifts

D is for Dashing Away the Holiday Blues

  The holiday season for many is a fun time of year filled with joy and celebration.  But for some, it can be filled with sadness, loneliness and “the blues”.  So if you’re not feeling joyous during the Holidays, you’re not alone.  In fact, much added stress comes from believing everyone else “is merry and […]

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A Checklist For Widows

 Here is a checklist for you to deal with as a recent widow. Whether or not you are the executor of the Estate—there are a number of tasks to address. As soon as it is practical, Make an appointment or have a phone call with your attorney, financial advisor and accountant and insurance agent. What […]

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C is for Co-Parenting After Your Divorce

  Divorce is never easy. But what happens after the divorce is crucial to making both your life better, and making your kids lives better. There are positive ways to balance the delicate nature of your new life. Co-parenting is a great way to keep the kids lives stable, while also getting both the help […]

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Ways to teach your kids about money

Let’s talk about ways you can teach your kids about money: First As soon as children can count, introduce them to money. Take an active role because repetition and observing others are the two methods they learn by. Second communicate with your children about your values concerning money and how to save it, make it grow […]

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B is for Budget for your Entertainment Expenses

  Including entertainment in our daily lives is an extremely important part of human nature. When we enjoy our lives we naturally become happier and healthier people. This is important whether we love to go bungee jumping or curl up with a book. We don’t however need to deplete our bank accounts in order to […]

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A is for Appreciation and Gratitude Challenge

  We wish to challenge all of our readers to a “Simple Gratitude Exercise”. Take a moment to think of three or more persons in your life for whom you are grateful. Put these names down on paper and list the reasons you are grateful they are in your life. Reach out to each of […]

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Z is for Zuraw Financial Advisors Shout Out!

  Fiduciary – \ fih-DOO-shee-air-ee \, adjective; 1. Relating to the holding of something in trust for another. In today’s ever changing environment of money management, ZFA continues to strive to offer our clients the best financial solutions. We strive for the best for both our clients and ourselves. We are now a Registered Investment […]

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Y is for Young Adults Choosing Debit Cards Over Credit Cards

  Young adults today are living on a very different financial path than those of previous decades. The Millennials observed job instability, home foreclosures, growing debt and a general feeling of financial unease from their surroundings. Any one of these issues may have attributed to their wariness when inviting debt into their own lives, but […]

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