About Ann Zuraw

Ann Zuraw, the voice behind "Chicks, Chat and Change", is a Certified Financial Planner (CFP®), Chartered Financial Analyst (CFA®), and Certified Divorce Financial Analyst (CDFA™). If you have comments on this post contact Ann Zuraw

Author Archive | Ann Zuraw

Time for Change - Clock

H is for Have No Fear, the New Year Isn’t Over Yet!

Now that we’ve settled into the New Year, our resolutions either broken or kept, it’s a perfect time to reassess our resolutions. Have you broken or changed you resolution already? That’s OK! There is no time like the present to start over, especially now knowing what you truly want. Here are some tips for sticking […]

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Today, we celebrate Dr. King

In the past 100 years, Dr. Martin Luther King, Jr. is known as one of American’s greatest influential people. He is best remembered for fighting for civil rights for African-Americans, and for leading this revolution without violence. Dr. King’s commitment for peaceful resistance and non-violent protest in the face of aggressive behaviors made a mark […]

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Perseverance is Key to Handling a Divorce

Let’s talk about 2 important traits that are important to develop in dealing with your Divorce—Patience & Perseverance! Going through a divorce presents difficulties, obstacles and complications. You will need a best friend named Persistence. This friend will help you forge ahead on a steady and determined course of action leading you to your goals. […]

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G is for Gifts and Divorce

One of the hardest things about finalizing a divorce is splitting up shared assets. Most people, when happily married, believe in sharing everything equally. Unfortunately that mindset shifts quickly during a divorce. If you have inherited money, a family business, or property, it may be hard to keep those gifts to yourself after a divorce. […]

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Should You Give Your Children an Allowance?

Ask yourself–what is the purpose of the allowance? First- Do you need an allowance to teach your kids on how being part of a family means working together for the mutual benefit of everyone?– The risk of giving your kids money through an allowance is that it may lead your children to believe that money […]

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F is for Fighting for our Furry Friends

Divorces can be difficult and filled with change for all those involved – spouses, children, and yes even the pets!  Many issues need to be resolved and assets need to be divided.  The custody and care of our children is the top priority, but many put thought and energy into fighting over their furry friends. […]

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My Husband Just Passed Away – Now What Should I Do?

Becoming a widow is painful, devastating and stressful. In addition to the emotional sorrow that comes with the loss of a loved one, you now have to face financial and legal decisions on your own. But you need to remember that you don’t have to go it alone. You and your spouse have spent a […]

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Resolutions written on a notepad

E is for “Elect” to Ignite Your New Year’s Resolutions

  It’s that time of year again, when everyone is starting to look forward in the most idealistic way, planning and prepping to become the best possible version of themselves! People start New Year’s Resolutions with the best of intentions, and it can be a good time to recognize the need to make positive changes […]

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Achieve Financial Health & Security

Six Steps to Financial Health: Make sure you have a will and Health Care Power of Attorney. Have your investments diversified enough so that you can take out emergency funds without penalties.  Do not have all your savings in retirement accounts. Have different investment buckets: emergency fund, taxable conservatively managed accounts and retirement accounts. Check […]

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Transitions for a Happy Holiday

Has the wonder of the Holiday season become one to trudge through, and not the joyous celebration you once knew? Have annual family traditions turn into obligations?  As years go by and family dynamics change, the old traditions may no longer put magic in the season. Maybe this is the year to do some things […]

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