About Ann Zuraw

Ann Zuraw, the voice behind "Chicks, Chat and Change", is a Certified Financial Planner (CFP®), Chartered Financial Analyst (CFA®), and Certified Divorce Financial Analyst (CDFA™). If you have comments on this post contact Ann Zuraw

Author Archive | Ann Zuraw

Autism awareness heart against blue sky

F is for Financial Empathy

  “Empathy as the basis for action is the key to a better world.” ~ unknown Our country was built on the American Dream. The ideal that every citizen should have an equal opportunity to achieve success and prosperity through hard work, determination and initiative. Yet for many Americans, this dream is becoming just that, […]

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Young businesswoman working on laptop computer in meeting room at office with TV-screen and graph in background.

E is for Empowered Women Entrepreneurs – a Brand New World

  In the past few decades women have been steadily gaining a presence as successful business leaders and role models around the world. This surge continues to inspire other women entrepreneurs as they follow their passions and forge ahead bringing excitement and change to our world. Women entrepreneurs have had to overcome many obstacles and […]

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Hand sketching Pay Per Click mouse concept with black marker on transparent wipe board.

D is for Digital Technology and it’s Drain on Finances.

  Most of us will agree that digital technology has woven itself into our life becoming an intricate part of our daily existence. We now have access to an “on demand life”, where with a push of a button we can stream movies, buy music, books, magazine subscriptions, video games and apps galore. As technology […]

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A metal toggle switch with plate reading Change and Same, flipped into the Same position, illustrating the decision to work toward changing or improving your situation in life

C is for “Changing” Your Name after Divorce

  Going through a divorce is not easy but now that it is final…Go ahead and celebrate! You’re about to begin your new life, one of which you are in control. A question you may have asked yourself is, “Do I take back my maiden name or do I keep my ex-husbands name”? This question […]

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Trust, Colorful words hang on rope by wooden peg

F está para Favor Asesores fiduciarios

Largo ha sido el debate sobre la norma fiduciaria uniforme en el mundo de las inversiones. En caso de corredores / agentes y asesores de inversión registrados siguen teniendo diferentes niveles de atención en la prestación de personalizar asesoramiento de inversión a los clientes? ¿O deberían normas fiduciarias ser implementadas para todos, independientemente de si […]

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E is for Ethical Investing

E es para la inversión ética – un enfoque socialmente responsable de invertir.

En un mundo lleno de desafíos sociales y del medio ambiente en curso que tiene sentido que los inversores de hoy quieren más que las ganancias monetarias de sus inversiones. Muchos están optando por invertir en Socially Responsible Invesing (SRI), donde las inversiones de dinero reflejan puntos de vista personales, políticos y sociales.  Este concepto ha […]

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Driving on asphalt road towards the setting sun

D es para Desastres de divorcio o la Intervención Divina – El divorcio no es una mala palabra.

  “When one door closes, another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.” ~ Alexander Graham Bell Divorcio sucede y sucede mucho! Así que ¿por qué la cultura moderna continua ver el divorcio como un evento […]

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Blackboard concept for leaving your comfort zone behind and moving in to the real life

C es para elegir un desafío a su zona de comodidad

  “Dare to learn, to be different, to set your goals, to move out of your comfort zone, to be persistent.” ~ Desconocido  Su zona de comodidad es un espacio que le proporciona una sensación de seguridad. Es el lugar donde usted busca patrones de lo familiar e intenta lo mejor para excluir nada incómodo. Permanecer […]

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Small group of paneled golden Bitcoins on white

B es para el zumbido de bitcoin será retumbo o explosión?

  El retumbo del Bitcoin ha abierto la puerta para el dinero del mundo primer descentralizado y cripta- monedas. Al igual que cualquier moneda, bitcoins pueden ser intercambiados por bienes y servicios, pero a diferencia de las monedas convencionales no hay lugar físico de cambio, hay un intercambio virtual… internet. Algunos dicen que algo grande […]

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Couple thoughtfully calculating bills on laptop in living room

A para la ansiedad y auditorías

Muchos tipos de auditorías y cada uno de ellos tiende a generar o empresa que esté siendo auditada, incluso cuando la practica cuidadosa ha sido implementado. ¿Por qué la ansiedad? Una razón puede ser nuestro perfeccionismo que nos lleva a creer que los errores son algo que debe evitarse a toda costa. Vamos hablar de […]

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