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Happy group of friends, family with dog and cat jumping together at sunset, water reflection

W is for What happy people Do

Happiness is not something ready-made. It comes from your own actions. -Dalai Lama Why does it seem some people have it easy where happiness is concerned, while others struggle day after day? Does it have to do with luck, material possessions or circumstances? No, but it does have EVERYTHING to do with choice! Happiness is […]

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Woman working from home

V is for Various Ways a Virtual Office can earn you extra income

  Yes, you may opt for the traditional side job to help increase your income, but most come with time restrictions and linguistic issues. Consider what you can do from the comfort of your own home or virtually anywhere for that matter, using a high speed internet connection. There are many opportunities out there, let’s […]

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Debit or Credit. Concept of Choice.

U is for Understanding the Difference Between Credit and Debit Cards

  Those magic pieces of plastic that instantaneously transfer money from our pockets to the stores are one of modern society’s most convenient inventions. The ease of paying with a card is only one benefit – it is easier to keep up with your cash, if it gets stolen you can cancel the card and […]

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tourist woman

T is for Thrifty Travel Tips

  Are you feeling the need to get out of town, way out of town, say internationally? When planning a trip abroad for summer vacation, there’s much to consider; where to go, where to stay, and how to stay within your budget? With this in mind, let’s go over a few “thrifty travel tips”: First, […]

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S is for Safe Guard Your Child’s Identity

    It comes as no surprise that identity theft and fraud have become an increasing threat in our daily lives. As technology becomes more sophisticated, hackers continue to find bigger and better ways to steal our identities. Surprisingly this theft isn’t limited to adults, but children are targets as well. In 2011, Carnegie Mellon’s […]

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R is for “Reorganizing” Your Digital Photos

    Is leafing through photo albums, reminiscing about smiling faces and precious memories a thing of the past in your household?  Do you now have digital photos scattered on your tablet, mobile phone, desktop etc.?  Instead of boxes and bookshelves stuffed and overflowing with pictures, we now have digital clutter but what we know […]

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When Your Child Begs For A Pet

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learn to prioritize

Q is for Questioning Your Financial Priorities

Figuring out your financial priorities may be trickier than you think. Obviously, you need to have enough to cover your basic needs – food, a place to sleep, and clothes. But where do you go from there? What do you need to spend your money on, and what do you want to spend your money […]

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What’s Your Magic Number?

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Erasing Debt

P is for Paying Back Your Debt

Acquiring debt is inevitable for most of us, whether it is a student loan, mortgage, credit card debit or a car loan. At some point in our lives taking out a loan becomes a necessary tool; serving to aid us with life’s larger purchases. However, paying back debt is vital to establishing good credit, as […]

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