Tag Archives | finance

E is for Elder Care: How to Help Your Parents Manage

It’s a decision most adults dread: having to take over the financial and day-to-day living decisions for parents who can no longer manage on their own. When caring for your parents, you may need to plan on three levels: managing finances, making health care decisions, and making sure their daily household needs are met. Finding [...]

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D is for De-clutter your home and help your finances.

Our culture has taught us that we need more and more belongings to live a comfortable life. The result is a large amount of clutter accompanied by a declining bank account. If all the clutter in your home is having a negative impact on your finances – You may wish to consider some positive reasons [...]

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C is for Can You Afford Early Retirement?

Early retirement is a phrase many Americans wish they could turn into a reality. While retiring in your 50s or early 60s sounds enticing, it typically requires years of planning to make sure you’ve accumulated enough retirement assets to last for 20 or 30 years or more. It’s important to factor in how an early [...]

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B if for the The Basics of Long-Term Care Insurance.

  Thinking about the need and the costs of long-term care is enough to make anyone uncomfortable. But while it’s a difficult subject to talk about, it’s also a topic that often generates lots of questions and misunderstanding. Consider this: The average cost of nursing home care in the United States now exceeds $87,000 per [...]

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A is for What Is Asset Allocation?

It’s important to understand the different asset classes and the role they may be able to play in your financial strategies. Many financial experts believe that asset allocation may be the single most important factor influencing long-term investment returns, regardless of short-term market fluctuations.1 You could potentially lower your investment risk and increase your chances [...]

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Z is for Zap away your Credit Card Debt

    If you’re like many Americans, struggling to stay out of debt,the sooner you get started paying down your debt the sooner you can achieve your financial goals.  Here are some simple steps to help you get rid of Credit Card Debt. Start by avoiding continued charges at all cost!  If you can’t afford [...]

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Y is for Generation Y — The Millennials and their Future

Each generation seems to produce their own personality and style due to major events and trends during their life history. The Millennial’s, or Generation Y, has begun to create unique traits which include; self-expression, confidence, technological expertise, tattoo body parts and the aptitude to be open to change. This Generation is becoming the most educated [...]

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X is for Generation X and Their Unique Place in Today’s Financial World.

   Generation X is an expression used to describe the generation that succeeds the Baby Boomers. Born approximately between 1964 and 1980, Generation X are now largely in their 30’s and 40’s. This generation grew up in a very different world than previous generations. Their new world included an era of rapidly emerging technology and [...]

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W is for Women are Increasingly Primary Earners, but Not Financially Confident.

More than half of women (53%) surveyed recently are the primary breadwinners in their households, yet only 20% consider themselves “very well prepared” with their financial decision making.1 Nearly one-third of those surveyed said they earn more than their spouse as a direct result of the rocky economy. Among male breadwinners, 45% consider themselves “very [...]

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V is for Various Costs Cutting tips.

We all enjoy life’s luxuries, but can we really afford designer clothes, gourmet coffees and eating out on a regular basis? Do you find yourself struggling to stay on budget and save for your future? If you answered yes, then it’s time to take some measures and cut expenses. Here are some various ways to [...]

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