Thinking about the need and the costs of long-term care is enough to make anyone uncomfortable. But while it’s a difficult subject to talk about, it’s also a topic that often generates lots of questions and misunderstanding. Consider this: The average cost of nursing home care in the United States now exceeds $87,000 per [...]
Tag Archives | investment
A is for What Is Asset Allocation?
It’s important to understand the different asset classes and the role they may be able to play in your financial strategies. Many financial experts believe that asset allocation may be the single most important factor influencing long-term investment returns, regardless of short-term market fluctuations.1 You could potentially lower your investment risk and increase your chances [...]
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Z is for Zap away your Credit Card Debt
If you’re like many Americans, struggling to stay out of debt,the sooner you get started paying down your debt the sooner you can achieve your financial goals. Here are some simple steps to help you get rid of Credit Card Debt. Start by avoiding continued charges at all cost! If you can’t afford [...]
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Y is for Generation Y — The Millennials and their Future
Each generation seems to produce their own personality and style due to major events and trends during their life history. The Millennial’s, or Generation Y, has begun to create unique traits which include; self-expression, confidence, technological expertise, tattoo body parts and the aptitude to be open to change. This Generation is becoming the most educated [...]
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X is for Generation X and Their Unique Place in Today’s Financial World.
Generation X is an expression used to describe the generation that succeeds the Baby Boomers. Born approximately between 1964 and 1980, Generation X are now largely in their 30’s and 40’s. This generation grew up in a very different world than previous generations. Their new world included an era of rapidly emerging technology and [...]
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W is for Women are Increasingly Primary Earners, but Not Financially Confident.
More than half of women (53%) surveyed recently are the primary breadwinners in their households, yet only 20% consider themselves “very well prepared” with their financial decision making.1 Nearly one-third of those surveyed said they earn more than their spouse as a direct result of the rocky economy. Among male breadwinners, 45% consider themselves “very [...]
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O Is for Home Ownership – is it right for you?
Home ownership may bring you much delight, but with ownership comes responsibility. This decision should be carefully made depending on your current financial situation, future plans and lifestyle choices. Here are some positive and potentially negative aspects to consider: Mortgage – This may or may not bring you financial stress. Today’s interest rates are [...]
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Fabulous Financial Facts – Tax Strategies for Job Hunters
If you are one of the many who became unemployed or have had to move out of town to find a job, you may qualify for additional tax deductions for the year as long as you are searching for a job within your current occupation. You are still allowed to still take deductions even if [...]
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M is for Making Financial Resolutions in the New Year.
It’s the start of a New Year and the possibility for change and improvements are endless. You can join the gym, learn a second language, take up pottery, and promise to spend more time with your loved ones. Any and all of these are great new starts, but don’t forget to include — [...]
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L is for Lending to Friends and Family.
Should you lend money to friends or families that are hurting financially? Many of us have a hard time denying this request from a loved one. It’s not wrong to want to help someone in need, but do so without destroying your own finances. Before you consider making this loan — reflect on [...]
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About Ann Zuraw
Ann Zuraw, the voice behind "Women, Money, and Divorce", is a Certified Financial Planner (CFP®) Chartered Financial Analyst (CFA®) and Certified Financial Divorce Analyst (CDFA™) helping women achieve financial success!
