It’s a decision most adults dread: having to take over the financial and day-to-day living decisions for parents who can no longer manage on their own. When caring for your parents, you may need to plan on three levels: managing finances, making health care decisions, and making sure their daily household needs are met. Finding [...]
Tag Archives | life stage financial
C is for Can You Afford Early Retirement?
Early retirement is a phrase many Americans wish they could turn into a reality. While retiring in your 50s or early 60s sounds enticing, it typically requires years of planning to make sure you’ve accumulated enough retirement assets to last for 20 or 30 years or more. It’s important to factor in how an early [...]
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B if for the The Basics of Long-Term Care Insurance.
Thinking about the need and the costs of long-term care is enough to make anyone uncomfortable. But while it’s a difficult subject to talk about, it’s also a topic that often generates lots of questions and misunderstanding. Consider this: The average cost of nursing home care in the United States now exceeds $87,000 per [...]
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A is for What Is Asset Allocation?
It’s important to understand the different asset classes and the role they may be able to play in your financial strategies. Many financial experts believe that asset allocation may be the single most important factor influencing long-term investment returns, regardless of short-term market fluctuations.1 You could potentially lower your investment risk and increase your chances [...]
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Y is for Generation Y — The Millennials and their Future
Each generation seems to produce their own personality and style due to major events and trends during their life history. The Millennial’s, or Generation Y, has begun to create unique traits which include; self-expression, confidence, technological expertise, tattoo body parts and the aptitude to be open to change. This Generation is becoming the most educated [...]
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X is for Generation X and Their Unique Place in Today’s Financial World.
Generation X is an expression used to describe the generation that succeeds the Baby Boomers. Born approximately between 1964 and 1980, Generation X are now largely in their 30’s and 40’s. This generation grew up in a very different world than previous generations. Their new world included an era of rapidly emerging technology and [...]
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United Way Women in Philanthropy Luncheon
Chicks Chat and Change is sponsoring the upcoming Women In Philanthropy luncheon. Together United Way of Greater Greensboro’s Women’s Leadership and Tocqueville Women’s Leadership groups represent Women in Philanthropy: women united, with one voice, to promote community resources that advance family issues. This year, Women in Philanthropy is excited to announce Maya Angelou, as the [...]
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U if for Underestimating the Complexities of Social Security.
When making a choice regarding your social security benefits remember that this decision will last you a lifetime. So please explore all the benefits or drawbacks before you solidify your choices. Under current law, the full Social Security retirement age for baby boomers is 66 to age 67. Starting these payments at this time may [...]
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S is for Student Loans Continued – Public Service Loan Forgiveness Program (PSLF).
Last week we discussed some options to help pay off your loans. What if those options will not help make your future finances manageable? You may want to consider qualifying for the Public Service Loan Forgiveness Program (PSLF), created by congress in 2007. This program was put in place to help encourage individuals to enter [...]
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S is for Student Loans and Paying Them Back.
Congratulations! You have your degree and hopefully a job in your chosen career. This can be both an exciting and stressful time in your life. You are now an adult working full time and paying your own expenses. Do not forget your student loans – six months after you graduate or stop taking classes [...]
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About Ann Zuraw
Ann Zuraw, the voice behind "Women, Money, and Divorce", is a Certified Financial Planner (CFP®) Chartered Financial Analyst (CFA®) and Certified Financial Divorce Analyst (CDFA™) helping women achieve financial success!
