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P is for Proactive and Positive Approach to Mistakes in the Workplace

Being human makes us imperfect but learning how to handle our mistakes can make us wise. We all make mistakes most of which are unintended, but some of the most stressful mistakes we make are at work. Learning how to handle these errors with poise and integrity will help you be the best you can […]

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O is for Over Insured – It Can Cost You More than its Worth

Insurance is a must in certain areas of life, but having too much makes us over insured and paying premiums that could better serve our savings account. Most of us have four types of insurance: Health, Auto, Home, Life and Liability. These policies are necessary for obvious reasons, yet many other types of insurance may […]

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N is for “NO” more Shopping on Black Thursday a.k.a. Thanksgiving

Over the years, traditional Black Friday has morphed into Thanksgiving Day becoming the start of the holiday shopping season. I don’t know about you, but Thanksgiving Day has always been a day for family, friends, and festivities. Do you really want your guest leaving early, especially, after all, the hard work and time spent preparing […]

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M is for Make Inclusiveness a Priority

Our country has been divided of late, and that’s okay, because as Americans we have a right to our own thoughts and opinions. However, we should keep in mind that our country was founded on “inclusion” and “respect” for all. Our doors were open to every race, the poor, and the sick, regardless of creed […]

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L is for Lost in Debt – Take Control with a Solid Financial Plan

Money troubles happen, whether you are living paycheck to paycheck or bringing home a hefty salary. When we find ourselves spending more than we can afford this leads to “money troubles” which in turn can cause lots of stress in our day to day lives; but the good news is it doesn’t have to be […]

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K is for Know Your Investment Strategy

You know “You” – better than anyone else, so when planning your investment strategy make sure you incorporate all that is relevant to your individual financial needs and goals. In turn, you or your advisor will have greater insight when designing a holistic investment plan unique to you. There are some very critical areas; that […]

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J is for the Justifying your Spending Habits are you Frugal or Cheap?

  Do you pride yourself on being frugal? Not so fast, there’s a fine line between being frugal and being an outright cheapskate. To me, frugal can be a positive approach to managing your finances. A frugal saver understands, “more” doesn’t always add up to better value. Their primary goal leads them to maximize spending […]

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I is for the Importance of starting an IRA early

Saving, and especially saving for retirement is the last thing anyone wants to do with their new paycheck, especially those who are too young to grasp its importance. But often people learn the importance of retirement savings a little too late. Starting an IRA early in life is imperative to a successful financial future. Here are some […]

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H is for How Money Influences Our Lives

Spending wisely is not a bad practice, and many of us need to watch our spending, but if our primary focus is on getting the best deal for the lowest price, what message is this sending our mind, body, and soul? Scientist have been studying the relationship between money and happiness for decades, and most […]

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