Tag Archives | financial

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Thanksgiving Gratitude

Thanksgiving is the perfect time to take a moment and consider the value and benefits of gratitude. Especially when today’s research suggests that individuals who feel gratitude experience greater happiness, as well as better physical and mental health. Gratitude is the simple act of appreciating what is valuable and meaningful in life. In order to […]

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Having a Board of Directors

WHAT IS STOPPING YOU FROM HAVING A BOARD FOR YOUR BUSINESS?

It does not matter what size your company is—the issues are always the same. Some critical questions to consider are: Do you have a growth strategy and how is it measured?  Do you know if your revenue, expenses, and margins are growing, stable or declining?  How leveraged is your balance sheet? Are you evaluating management […]

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B is for: Is your Body Language Authentic?

Whether we are consciously aware of it or not, our bodies are constantly sending out messages. The way we stand, hold our arms or our facial expressions are in direct communication with others. Just like our verbal messages, our bodies are also sending out signals. Confusion arises when verbal communications do not match the body’s […]

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Y is for Yes – Young People Energize your Savings Now

Why? The answer is easy; the sooner you begin saving & investing, the more time your money has to grow. So start today, and reap the benefits of watching your contributions multiply over the course of your working years. This phenomenon is called compounding interest. For example, if you invest $1,000 at ten percent interest […]

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S is for Smart Students Utilize Free Resources  

Most students fail to take full advantage of the free resources their college provides. Yes free!  These abundant, amazing, and free opportunities will be hard to find all in one place when you enter the workforce.  So be a savvy student and learn all you can about these resources and take advantage of them now […]

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R is for the New “Retirement Reality”

Many of us see ourselves retiring before we hit seventy but the reality of this happening is becoming more of a dream. As a matter of fact, a growing number of Americans are embracing this new reality and driving themselves to work well into their 70s. A new Bankrate survey finds 70 percent of people […]

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Ann Zuraw

Ann Benjamin Zuraw: “ SHE OWNS IT”- Featured Contributor

Never Give Up and it is Never Too Late to Learn—this is Zuraw Financial Advisor’s (ZFA) and Ann Zuraw’s mantra. Our goal at ZFA is to encourage women to take responsibility for their finances. Ann Zuraw has a strong focus on working with women to help develop a holistic plan to best protect their financial futures as they transition through different stages […]

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R is for Required Minimum Distributions (RMD) as a Charitable Distributions

In the past, Congress would decide each year whether Required Minimum Distributions (RMD) could or could not be used as a charitable distribution.  However, through the Protecting American from Tax Hikes (PATH) Act of 2015, Qualified Charitable Distribution (QCD) rules have been made permanent. Now you may use a charitable giving strategy as a tax […]

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Parent Plus Loans

P is for the Potential Pitfalls of Parent Direct Plus Loans

  The cost of college has been soaring, and so has the amount of student loan debt. We all want our kids to go to college but at what cost? Let’s talk about the dangers of one student loan in particular “The Parent Direct PLUS Loan.” This specific loan is one that parents should be […]

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Senior businesswoman at work

J is for the Journey of Job Hunting after 50

Each life journey comes with ups and downs, and when a chance for a new opportunity presents itself, it’s important to embrace the growth that’s in store and except the challenges no matter how daunting it may seem. So let’s think of job hunting after 50 as a new expedition in which we can learn […]

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