How do we become financially independent? Winning the lottery would work, but the chances of this happening are slim to none. Realistically we need to follow the right principles. These principles are not complicated — simply spend less than you earn and SAVE! Most people with a net worth over a million dollars became financially…

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Many of us have found the past few years to be a rough ride where income is concerned. We’ve witnessed an abundance of job losses, salary cuts and shrinking investments while our  our bills continue to rise. The key to getting ahead is to live below your means, but this is becoming more and more…

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