Tag Archives | savings

Chinese family saving money for college fund

T is for Time to Teach Your Children About Money

As parents, our number one goal is to raise children with good manners and stellar ethics. We strive to pass on the importance of hard work, accountability, and discipline to our children. We want to encourage the best behaviors so that they find their passion and enjoy a full and happy life. Unfortunately, we can’t […]

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Difference in our Views5

D is for a Difference in Views Doesn’t Have to Divide Us

“The most beautiful discovery true friends make is that they can grow separately without growing apart.” – Elisabeth Foley I recently had the pleasure of visiting with a lifelong friend. She and I have known each other since childhood, and always seem to be able to pick up where we left off.  Time and time […]

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Silhouette Of Woman With Outstretched Arms On Beach

Z is for Having a Zestful Life!

Zest is about having energy, excitement or feeling alive. It goes hand in hand with happiness and optimism. “Zestful” living can be obtained by learning how to utilize your strengths and overcome fears and doubts so that your life may be lived to the fullest. Zest is found in character strength, and in pursuing life […]

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frugal-vs-cheap

J is for the Justifying your Spending Habits are you Frugal or Cheap?

  Do you pride yourself on being frugal? Not so fast, there’s a fine line between being frugal and being an outright cheapskate. To me, frugal can be a positive approach to managing your finances. A frugal saver understands, “more” doesn’t always add up to better value. Their primary goal leads them to maximize spending […]

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Senior couple meeting with agent

K is for having Keen Insight into your Financial Plan

  The best way to have insight into your financial plan is to identify what you wish to achieve with you money. The first place to start is with having some “goals”. And you can begin by grouping your goals into three categories: Short-term goals — 5 years or less Intermediate-term goals — 5 to […]

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Erasing Debt

P is for Paying Back Your Debt

Acquiring debt is inevitable for most of us, whether it is a student loan, mortgage, credit card debit or a car loan. At some point in our lives taking out a loan becomes a necessary tool; serving to aid us with life’s larger purchases. However, paying back debt is vital to establishing good credit, as […]

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Giddy to Glum

G is for Going from Giddy to Glum

Congratulations! You got your college degree; this is something to be giddy about. After all you spent four years or more of your life working hard to achieve this goal. You should be happy and proud! So don’t let the fact that a year later, you haven’t already found the perfect career make you glum. […]

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W is for Why Women Worry about becoming a Bag Lady

W is for Why Women Worry about becoming “Bag Ladies”

We have all sorts of fears, rational and irrational, but have you ever worried that your older self may be wandering the streets alone and penniless, with all your worldly possessions stuffed inside a shopping cart? If you have – you are not alone. Although enormous strides professionally and financially have been made by women […]

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Indian woman in sari dress groceries shopping

V is for Go Vegetarian, Save Dollars & the Planet!

  Choosing a vegetarian lifestyle is a very personal choice made for many different reasons. We may want to live healthier lives, improve our health, reduce pollution or do our part to preserve the earth’s natural resources. Our motives may vary but can a vegetarian diet actually save you money? First, let’s consider the health […]

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